FAQ about Life Insurance for you to know.

We specialize in 

Term Insurance - a type of life insurance policy that provides coverage for a certain period of time or a specified "term" of years.

Universal Life Insurance - Universal life (VUL) insurance is permanent life insurance (lasting the lifetime of the insured) that has an investment savings element and low premiums similar to those of term life insurance. Most UL insurance policies contain a flexible-premium option. but some require a single premium (single lump-sum premium) or fixed premiums (scheduled fixed premiums).

Mutual Funds - a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt.

What is life insurance?

Life insurance, simply put, gives you peace of mind.

Life Insurance is designed specifically to take care of the financial burdens that occur on the death of yourself or a loved one. It pays a death benefit (also called “Face Amount”) to your beneficiary at your death. This death benefit can be used for many things, including funeral expenses, mortgage debt or other final expenses. The beauty with life insurance is that you can tailor the coverage to your needs.

But life insurance is expensive. Right?

No, not necessarily. 80% of us are deterred from purchasing the right level of coverage because we believe it to be too expensive; that’s a huge number of our loved ones who are going to be left with debts when we die. There are many types of life insurance policies available, with products to suit every budget.

Yet, because of the specific way that life insurance is calculated (taking into account factors such as age, medical history and lifestyle), most of us will find it to be much more affordable than we originally thought.

Be sure to get your FREE Life Insurance quotes at the bottom of this page!

What types of life insurance policies are there?

There are many different types of life insurance and we are happy to help you decide which coverage best suits your needs. Some of the products we carry are:

Term Life Insurance – Generally the most affordable option, this policy will give you death benefit coverage for a specific period of time or ‘term’.

Universal Life Insurance – This is designed to last a lifetime, which is the main difference between term and whole or universal life insurance.

About the author 

Jack Marbida is a husband to his wife Wene and a father of 2 little boys Isaac and Israel, he is a financial advisor, speaker, and writer who helps families be financially stable and grow their relationships. He works with families to help them reach their goals by teaching them about financial literacy and helping them develop a healthy relationship with money.

He has been featured in Sun Life Financials and others for his work as a financial coach. He is also the founder of Online Advisors Financial Education, which provides free educational content through blogs and videos.

Jack speaks at conferences across the Philippines on topics such as family finances, and personal and professional growth.  

You can contact Jack Marbida through his social media accounts or email him at papajackph@gmail.com.

Cheers!