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How to Use Biblical Money Management to Your Advantage


A man thinking about how to manage his finances.


Money is indeed a core conflict in many areas of our lives. It can cause stress in our ministries, homes, and marriages if not managed properly. However, the good news is that God has provided us with guidance on how to handle our finances in a way that aligns with His will.  In the bible there are more than 2000 verses that talk about money.  That is why it is very important.  


The Bible is full of wisdom on financial matters, and it emphasizes the importance of stewardship. Stewardship means recognizing that everything we have, including our money, belongs to God, and we are simply managing His resources. In the parable of the talents (Matthew 25:14-30), Jesus teaches us the importance of using our resources wisely and multiplying them for God's glory.


Proverbs 3:9-10 says, "Honor the Lord with your wealth, with the firstfruits of all your crops; then your barns will be filled to overflowing, and your vats will brim over with new wine." This verse reminds us to prioritize giving to God first before anything else. By giving our tithes and offerings faithfully, we acknowledge God's ownership and trust in His provision.


Moreover, the Bible warns against the love of money, as it can lead to greed and idolatry (1 Timothy 6:10). God wants us to find contentment and satisfaction in Him, not in material possessions. When we prioritize our relationship with God, we are less likely to be swayed by the lure of worldly wealth.


Biblical money management also involves wise planning and budgeting. Proverbs 21:5 says, "The plans of the diligent lead to profit as surely as haste leads to poverty." Planning and budgeting are essential to ensure that we are responsible and intentional with our financial resources.



In addition to planning, the Bible also encourages us to avoid debt whenever possible. Proverbs 22:7 warns, "The borrower is slave to the lender." Debt can be a burden that hinders our ability to serve God freely. While some debts, like mortgages, may be necessary, we should strive to live within our means and avoid excessive borrowing.


Furthermore, the Bible teaches us to be generous and compassionate towards others. Proverbs 11:24-25 says, "One person gives freely, yet gains even more; another withholds unduly, but comes to poverty. A generous person will prosper; whoever refreshes others will be refreshed." When we are generous, God blesses us abundantly, not only financially but also spiritually.


As we grow in our understanding of biblical money management, we come to realize that money is a tool to grow our intimacy with God. By using our financial resources to love and serve others, we reflect God's heart of compassion and generosity. Our money management becomes an act of worship, an expression of our love and trust in God.


So, let us be encouraged to manage our money God's way. Let us seek His wisdom through prayer and studying His Word. Let us be faithful stewards of the resources He has entrusted to us. And let us use our finances to bring glory to God and be a blessing to others. As we do so, we will experience the joy of aligning our finances with God's purposes and witness the transformative power of biblical money management in our lives and the lives of those around us.


About the author 
Jack Marbida is a husband to his wife Wene and a father of 2 little boys Isaac and Israel, he is a financial advisor, speaker, and writer who helps families be financially stable and grow their relationships. He works with families to help them reach their goals by teaching them about financial literacy and helping them develop a healthy relationship with money.

He has been featured in Sun Life Financials and others for his work as a financial coach. He is also the founder of Online Advisors Financial Education, which provides free educational content through blogs and videos.

Jack speaks at conferences across the Philippines on topics such as family finances, and personal and professional growth.  

You can contact Jack Marbida through his social media accounts or email him at papajackph@gmail.com.

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